United India Insurance Company Limited
United India Insurance Company Limited is an Indian Government owned company. United India Insurance Company is handled under the department of Financial Services, Ministry of Finance (India). It is a public sector General Insurance Company.
United India Insurance Company stands among the top General Insurers in Asia. United India Insurance Company has experience of more than 7 decades in Non-life Insurance Business. It has formed its present form by merging the 22 companies or we can say it’s the nationalization of general Insurance Companies in India.
The United India Insurance Company has provided many plans and schemes to help the Indian citizens when they were in need. Some of such schemes were Universal Health Insurance, Vijaya Raji Janani Klyan Yojana (which helped almost 45 lakhs women across Madhya Pradesh), Tsunami Jan Bima Yojana, National Livestock Insurance etc.
The headquarters of United India Insurance Company Limited is in Chennai. It has more than 1600 offices including 26 regional offices, 8 huge corporate offices and several divisional branches and micro offices.
Awards and Recognitions:
The United India Company Limited is a leading Insurance company and has bagged many awards. It’s been recognized throughout the Asia.
Some of the achievements and awards are as follows:
· The skoch Financial Award 2013
· The skoch award 2010
· It was ranked in Top three General insurance companies in Asia
· Best Non-life Insurance Company by NDTV Profit
· Business Leadership Awards 2010
· iAAA rating
nd many more.
Policies and Products Provided by the United India Insurance Company:
· Motor Insurance
· Health Insurance
· Overseas Travel Insurance
· Personal Accident Policy
· Householder’s Insurance
· Shopkeeper’s Insurance
· Fire Insurance
· Marine Insurance
· Industrial Insurance
· Micro Insurance
· Credit Insurance
This policy covers motor vehicles like private cars, two wheelers and commercial vehicles except rails. This policy protects your vehicle from Own Damages like accidents, fire Self ignition, earthquake, flood etc.
The United India Insurance Company provided multiple policies under this section like:
– Family Medicare
– Family Medicare 2014
– Individual Mediclaim
– Senior citizen
– Super topup
– UNI criticare
– Workmen Medicare
The various policies offered are as follows:
– Accident & Hospitalization policies: covers expenses incurred for treatments during overseas trips. Even loss of passport is also covered
– Business Policies: covers the same as above for insured person going abroad for business
– Package Policies
– Rural Policies
– Social Policies: Janpath Personal Accident Policy
– Travel Policies: Baggage Policy
Personal Accident Policy
In this policy United India Insurance Company provided the Accident and Hospitalization Policy, which covers the physical loss to the insured person due to any accident anywhere in the world.
This policy covers any loss or damage due to fire, house breaking etc. to the building, its contents, Jewellery, valuables, domestic appliances TV VCR Audio Systems PC and other items , Baggage during travelling, Liability to third party etc.
In this policy United India Insurance Company covers the protection against any loss or damage to the Building and its contents, Money in transit, pedal cycles, plate glass, neon sign and glow sign, baggage while on travel, accidental injury causing death or disability etc.
Standard Fire and Special perils policy:
This policy covers Buildings, Machinery and accessories, the available stock and stock in process and contents including furniture
Marine Hull policy:
Provides cover against any loss or damage to ships, ships tanker, bulk carriers, small vessels, fishing boats, ocean vessels and sailing vessels against fire or explosion, stranding sinking, overturning derailment, collision and general average sacrifice salvage charges.
Marine Cargo Policy
Provides cover against any loss or damage to goods in transit by rail, sea, road, air or post.
It insures the interest of the employer in the money or the property lost due to the infidelity of the named employee. This insurance can be taken by the employer of the company.
The United India Insurance Company Limited provides many more policies according o the customer’s requirements. For further details regarding any policy and for information on more policies you can visit their website www.uiic.co.in. There is a toll free number provided for queries and complaints. On the website the customer can buy or renew their policies. We request customers to read all he terms and conditions carefully before buying any policy.